We offer a complete range of personal banking services

ATM/Debit Cards

  • Access your account through the Allpoint surcharge free ATM network
  • Report lost or stolen cards by contacting us during normal business hours or at 888-772-1871, option 3 after hours 24/7

FREE Personal Online Banking
FREE Mobile Banking

  • Mobile Banking is the ultimate on-demand service.
  • Access your account information and complete many transactions anytime, anywhere. Choose from the following options:
    • Download our Mobile Banking app to your smartphone and/or tablet for the best experience
    • Access online personal banking from any mobile web browser with internet access
  • Message and data rates may apply

FREE Bill Pay

  • Pay bills in one location
  • Save time & money
  • Protect your account information by not sending checks through the mail
  • Flexible payment scheduling
  • View history of payments


  • Zelle is a convenient way to send money right from your mobile banking app or online banking account. LEARN MORE HERE

Telephone banking

  • Check account balances
  • Transfer funds
  • Get rates

Gift Cards

  • Available in all of our branches

Wire Services

  • Wires must be received by 2pm to be sent the same day (longer time frames may apply for foreign wires)

Safe Deposit Boxes

  • Available in a variety of sizes at our Saugerties and Marlboro branch locations

Savings Bonds

Bank Checks & Money Orders

  • Available at any branch location

Certified Checks

  • Available at any branch location

Night Depository

  • Available at each branch location for your convenience

Notary Services

  • Notaries are available in each branch location

Medallion Signature Guaranty

  • Available in each branch location, up to $100,000

Bank by Mail

  • Postage paid envelopes provided

FDIC EDIE Estimator