There’s no place like HOME.

Sawyer Savings Bank is THE First-Time Home Buyer Bank. As a community bank, we understand the importance of homeownership and community. We want to help you achieve that feeling of pride and accomplishment when you are handed the keys to your first home!

APPLY NOW

We can guide first time home buyers through the entire residential loan process — from saving for a down payment, to the day you close on your first home, to information to consider beyond that day.

  • 100% financing available*
  • No Private Mortgage Insurance for loans up to $250,000.00
  • First payment due 30 days from closing, reducing closing costs significantly.

Contact Patti Riozzi, NMLS# 649009 for more information, or to apply to our First Time Home Buyer Program, at email hidden; JavaScript is required or at 845-217-6070 (office-direct) or 845-750-4062 (mobile). Or apply online now.

*Certain restrictions apply. Must meet qualification guidelines.

 

 

First Time Home BuyerRENOVATION Program with 100% Financing!

Buying a home that needs some RENOVATIONS in Ulster, Dutchess, Greene, and Orange Counties?

We have a fully amortizing fixed rate 100% financed mortgage for First Time Home Buyers for renovations of primary, single family residences!

DID YOU KNOW:

  • First Time Home Buyers are individuals who meet any of the following criteria:
  • Had no ownership in real estate in last TWO years EXCLUDING ownership in raw land.
  • Owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations

How Our Program is Different!

  • Not a Government backed product and does not have Government backed product renovation restrictions. Product has contractor friendly flexible disbursement schedule.
  • Manufactured homes considered on a case-by case basis.
  • First payment due 30 days from closing date this will help to reduce closing costs.No prepaid interest will be charged.

Contact Patti Riozzi, NMLS# 649009 for more information at email hidden; JavaScript is required or at 845-217-6070 (office-direct) or 845-750-4062 (mobile). Or apply online now.

*Certain restrictions apply. Must meet qualification guidelines.