Products, interest rates, and fees shown here are available to borrowers with an excellent credit history. The actual products, interest rates, and fees available to you will be based on your credit history and may be different than the rates displayed here. Click here for mortgage calculators.

Prequalify, model a home loan, or Apply NOW online or by contacting Patti Riozzi at or at 845-217-6070 (office-direct) or 845-750-4062 (mobile).

Product Term Rate APR Points Monthly Payment per $1,000.00
30-Year Fixed Rate Mortgage 30 Years 6.125% 6.176% 0 $6.08
First Time Homebuyer Product 30 Years 7.125% 7.179% 0 $6.74
Construction Loan Call us today for our current construction loan rates
15-Year Fixed Rate Mortgage 15 Years 5.875% 5.959% 0 $8.38

Rates effective December 5, 2022.

APR = Annual Percentage Rate. Your APR will vary based on your final loan amount and finance charges.

The interest rates, annual percentage rates (APRs), points, and/or rebates shown are subject to change without notice.

The monthly payment per $1,000.00 shown includes principal and interest. Taxes, property insurance, flood, and mortgage insurance (if applicable) are not included in the monthly payment amount. Your actual monthly payment amount may be higher. An escrow account may be required.

Qualifications and limitations apply for the above products and rates.

Contact Me

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Patti Riozzi, V.P. Residential Loan Officer, NMLS# 649009

Office: 845-217-6070
Mobile: 845-750-4062

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