Our business is based on growing yours.

The right lending product can help you meet any business goal, and Sawyer has a range of products for you. Our lending decisions are made locally, by people who know the Hudson Valley.

Commercial Real Estate Icon

Commercial Real Estate

Purchase, refinance or construction loans

Land purchase & development

Terms up to 30 years

Contact us for rate information

Revolving Line of Credit Icon

Revolving Line of Credit

Variable Interest Rates

Advances automatically transferred to your Sawyer Savings checking account

Flexible terms & payment options

Overdraft feature available

30-day annual clean up period required

Contact us for rate information

Equipment Master Line of Credit Icon

Equipment Master Line of Credit

No need to reapply each time the loan is advanced

Each advance is amortized into an installment loan, payable in principal and interest

No annual fees

Contact us for rate information

Term and Business Installment Loans Icon

Term and Business Installment Loans

Fully amortizing loans with terms up to 10 years

No prepayment penalty

Contact us for rate information

Overdraft Protection Icon

Overdraft Protection Loans

Fixed interest rates

Quick approval time

Contact us for rate information

Download a PDF of our Line of Credit Application or Real Estate Application

Save time with a complete range of lending calculators and resources

Ready to get started?

Jennifer can help you learn about our wide range of merchant and lending options that can help you achieve your goals, and how partnering with Sawyer Savings Bank can benefit you and your business.

photo of Jennifer MusciJennifer Musci

Lending Originator

NMLS# 1481886

Direct: 845-217-6011
Fax: 845-691-7183
85 Market Street Saugerties, NY 12477

Have Questions?

Simply contact me at the form below!

Should you have any inquiries or direct complaints, contact us at Sawyer Savings Bank, P.O. Box 35, Saugerties, NY 12477 or at our toll free number 888-772-1871. Sawyers Savings Bank is registered with the Superintendent. Should you have other concerns or complaints, please contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov.