Tired of Renting?
With our 100% First Time Home Buyer program there is no reason to delay the dream of home ownership any longer. Unlock the key to your new home with zero down and no private mortgage insurance (PMI) at Sawyer Savings Bank*.
Sawyer Savings Bank is THE First-Time Home Buyer Bank. As a community bank, we understand the importance of home ownership and our local community. We want to help you achieve that feeling of pride and accomplishment when you are handed the keys to your first home.
Our dedicated lending team will guide first time home buyers through the Residential Loan process from start to finish.
Are you a First Time Home Buyer?
Have you had any ownership in REAL PROPERTY in the last two years EXCLUDING ownership in raw land. If you answered NO- then you can say YES!
Why Borrower as a First Time Home Buyer?
- Up to 100% Financing*
- NO Private Mortgage Insurance required.
- Financing up to $350k
- Owner Occupied 1-4 Family
- Investment Property *must occupy at least 1 Unit.
- Loan servicing stays with Sawyer Savings Bank for the lifetime of the mortgage.
- First Time Home Buyer Conventional Mortgage
- First Time Home Buyer Construction Program
- First Time Home Buyer Renovation Program (click to learn more)
We know your time is valuable and our online application process is designed for convenience. Let Sawyer Savings be your online mortgage lender. Get started by visiting our Online Mortgage Center. Once you apply, our Lending Originator, Jennifer will help you choose the right residential lending product to fit your needs.