We offer a complete range of personal banking services

ATM/Debit Cards

  • Access your account through the Allpoint surcharge free ATM network
    Report lost or stolen cards by contacting us during normal business hours or at 888-772-1871, option 3 after hours 24/7

FREE Personal Online Banking

Get secure and easy access to your Sawyer Savings Bank accounts over the Internet, anywhere you can log in, any time.

FREE Mobile Banking

  • Mobile Banking is the ultimate on-demand service.

Access your account information and complete many transactions anytime, anywhere. Choose from the following options:

  • Download our Mobile Banking app to your smartphone and/or tablet for the best experience
  • Access online personal banking from any mobile web browser with internet access
  • Message and data rates may apply

FREE Bill Pay

  • Pay bills in one location
  • Save time & money
  • Protect your account information by not sending checks through the mail
  • Flexible payment scheduling
  • View history of payments 

Telephone banking

  • Check account balances
  • Transfer funds
  • Get rates

Gift Cards

  • Available in all of our branches

Wire Services

  • Wires must be received by 2pm to be sent the same day (longer time frames may apply for foreign wires)

Safe Deposit Boxes

  • Available in a variety of sizes at our Saugerties and Marlboro branch locations

Savings Bonds

  • You can purchase EE or I bonds directly from the U.S. Treasury
  • You can redeem savings bonds at any branch location

Bank Checks & Money Orders

  • Available at any branch location

Certified Checks

  • Available at any branch location

Night Depository

  • Available at Saugerties, Marlboro, and Highland branch locations for your convenience

Notary Services

  • Notaries are available in each branch location

Medallion Signature Guaranty

  • Available in each branch location, up to $100,000

Bank by Mail

  • Postage paid envelopes provided

FDIC EDIE Estimator

  • Understand the deposit insurance coverage you have on your accounts

A checking account that means business

Our goal is to help manage your business efficiently — with business banking products that provide financial flexibility.

Free Business Checking Account

  • No minimum balance requirements
  • No monthly maintenance or service fees
  • No charge for night deposit bags or rolled coin
  • We welcome IOLA, Estate Accounts & Trust Accounts
  • FREE Online & Mobile Banking & Bill Pay

All Tax Related Documents have been mailed as of January 31, 2022. If you have questions or concerns about your tax documents, please feel free to contact us at