| Account Type | APY* | Minimum Requirement to Earn APY* |
| NOW Checking $25 minimum balance to open More Details |
0% 0.05% 0.05% 0.05% 0.05% |
$0 – $499 $500 – $999 $1,000 – $9,999 $10,000 – $49,999 $50,000 over |
| 50/50 Checking $25 minimum balance to open More Details |
0% 0.05% 0.05% |
$0 – $999.99 $1,000 – $10,000 $10,000.01 over |
| Statement Savings $25 minimum balance to open More Details |
0% 0.05% 0.05% 0.05% 0.05% |
$0 – $499 $500 – $999 $1,000 – $9,999 $10,000 – $49,999 $50,000 over |
| Choice Savings $5 minimum balance to open More Details |
0% 0.05% 0.05% 0.05% 0.05% |
$0 – $4 $5 – $99 $100 – $499 $500 – $999 $1,000 over |
| School Savings $1 minimum balance to open More Details |
0.25% | $1.00 |
| Security Deposit Savings $100 minimum balance to open More Details |
0.05% | $300 |
Certificates of Deposit**
| Term | APY* | Minimum Requirement to Earn APY* |
| 8 Month | 3.50% | $500 |
| 11 Month | 0.50% | $500 – This CD is eligible for one penalty free withdrawal. Additional penalties may apply. |
| 15 Month | 3.50% | $500 |
| 23 Month | 3.25% | $500 |
APY* = Annual Percentage Yields. Early withdrawal penalties may be assessed on all certificates of deposit. Minimum CD balance to earn APY is $500. Contact an employee for further information regarding applicable fees and terms. A complete account disclosure is available for all accounts. The Annual Percentage Yield assumes interest will remain on deposit.
Preferred Money Market
| Tier | APY* | Minimum Requirement to Earn APY* |
| $0 – $9,999 | 0.25% | $1,000 |
| $10,000 – $24,999 | 0.50% | $10,000 |
| $25,000 – 49,999 | 1.00% | $25,000 |
| $50,000 – $99,999 | 2.00% | $50,000 |
| $100,000 – $249,999 | 2.25% | $100,000 |
| $250,000 – $499,999 | 2.50% | $250,000 |
| $500,000 – $999,999 | 2.75% | $500,000 |
| $1,000,000+ | 3.00% | $1,000,000 |
APY* = Annual Percentage Yields. An opening deposit of $1,000 is required to avoid a monthly service charge of $20. Fees may reduce earnings. The interest rate and annual percentage yields for your account depends on rate tier. Current rate balance tiers and corresponding rates are listed above. Contact an employee for further information regarding applicable fees, overdraft protection, and terms. A complete account disclosure is available for all accounts.
Annual Percentage Yields (APY) are current as of 05/09/2025. Rates are subject to change without prior notice.88
Fees may reduce earnings.
*APY = Annual Percentage Yield.
**A penalty may be imposed for early withdrawal