Notice of Your Financial Privacy Rights

Rev. 12/2010

FACTSWHAT DOES SAWYER SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Account balances
  • Transaction history
  • Credit history
  • Credit scores
  • Mortgage rates and payments
When you are no longer our customer, we continue to share your information as described in this notice.
HowAll financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Sawyer Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Sawyer Savings Bank share?Can you limit this sharing?
Questions?Call toll-free 1-888-772-1871 or go to sawyersavings.com
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes
to offer our products and services to you
NoWe don't share
For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes
information about your transactions and experiences
NoWe don't share
For our affiliates' everyday business purposes
information about your creditworthiness
NoWe don't share
For nonaffiliates to market to youNoWe don't share

What We Do 
How does Sawyer Savings Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Sawyer Savings Bank collect my personal information?We collect your personal information, for example, when you
  • Open an account
  • Give us your income information
  • Give us your employment history
  • Give us your contact information
  • Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions 
AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.

  • Sawyer Savings Bank has no affiliates.

NonaffiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.

  • Sawyer Savings Bank does not share with nonaffiliates so they can market to you.

Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Sawyer Savings Bank doesn't jointly market.