Where Experience and Relationships matter.

At Sawyer Savings Bank, we go beyond the numbers to understand the people, the commercial or residential project, and the lending need. While many banks are focused on making sales, our intent is building long term relationships.

As your dedicated Loan Originator I am equipped to work closely with you to determine what financing option would be most suitable for your personal and business goals. As Sawyer Savings is a local lender with deep roots in your community, we have the experience and resources to provide you with a loan or mortgage that meets your needs.

Jennifer Specializes in:

Residential Lending

First Time Home Buyer

We want to help you achieve that feeling of pride and accomplishment when you are handed the keys to your first home!

*certain restrictions apply. Must meet qualification guidelines

Refinance

Refinancing may be the solution for you. By doing so you may be able to reduce your monthly payment, payoff your mortgage sooner by reducing your loan term, pay off or pay down on your credit cards or installment loans, or make home improvements .

Home Equity Loans

Competitive rates, Flexible terms, Low closing cost options*

Fixed or variable rate loans, No annual fee

Interest may be tax deductible

*The no cost option has a three-year recapture feature

Construction Loans

Pre-qualification • Land Loans • Curbside funding

Flexible draw schedule for loan advances

Interest only payments on the money advanced as the work progresses

Commercial Lending

Commercial Real Estate

Purchase, refinance or construction loans

Land purchase & development

Terms up to 30 years

Revolving Line of Credit

Variable Interest Rates

Advances automatically transferred to your Sawyer Savings checking account

Flexible terms & payment options

Overdraft feature available

30-day annual clean up period required

Term and Business Installment Loans

Fully amortizing loans with terms up to 10 years

No prepayment penalty

Equipment Master Line of Credit

No need to reapply each time the loan is advanced

Each advance is amortized into an installment loan, payable in principal and interest

No annual fees

Overdraft Protection Loans

Fixed interest rates

Quick approval time

Contact us for rate information. Should you have any inquiries or direct complaints, contact us at Sawyer Savings Bank, P.O. Box 35, Saugerties, NY 12477 or at our toll free number 888-772-1871. Sawyers Savings Bank is registered with the Superintendent. Should you have other concerns or complaints, please contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov.