Buying a home may be one of the largest investments you will ever make.

Sawyer Savings Bank is here to listen to your financial needs and help you get the best interest rates and home loan conditions. Since 1871, our local expertise and experience have made us the bank of choice for homebuyers in the Hudson Valley just like you.

Whether you’re buying, building or bettering your home, our mortgage experts are here to walk you through a smooth mortgage loan application process while providing best-in-class service. With local branches in Saugerties, Highland, Marlboro, and New Paltz, and a familiar face to walk you through your purchase, we want to help make your dreams a reality.

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First Time Home Buyer

We want to help you achieve that feeling of pride and accomplishment when you are handed the keys to your first home!

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Residential Lending

Tell us the home you want, and we’ll help you get it.

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Mortgage Calculator & Resources

Make better decisions about your finances, your home and more.

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Lending Fees

See our updated lending fees here.

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Current Lending Rates

Products, interest rates, and fees shown here are available to borrowers with an excellent credit history.

Ready to get started?
Let’s find your perfect mortgage, together.

Patti Riozzi, Residential Lending

Northern Territory

Northern Ulster, Northern Dutchess, Columbia and Greene Counties of New York

Patti Riozzi

V.P. Residential Loan Officer
NMLS# 649009

Direct: 845-217-6070
Mobile: 845-750-4062
Fax: 845.246.1132
85 Market Street, Saugerties, NY 12477

Liza Mackey, V.P. Residential Lending

Southern Territory

Southern Ulster, Southern Dutchess, and Orange County of New York

Liza Lanzarone-Mackey

V.P. Residential Loan Officer
NMLS# 2362890

Direct: 845-217-6011
Mobile: 845-768-2679
Fax: 845.691.7183
3515 Route 9W, Highland, NY 12528