You may have heard about people who are “hired” to be “mystery (or) secret shoppers”.  The shopper receives a check with instructions to deposit it in a personal bank account, withdraw the amount in cash, and wire (or send) it to a third party. The scam is that the check is a fake…It may seem that the check has cleared and that the money has posted to the account, but when the check turns out to be a fake, the person who deposited the check and wired the money will be responsible for paying back the bank. It is never a good idea to deposit a check from someone you don’t know.

TIPS to keep yourself safe:

1) Scammers like using names of well-known companies to gain your trust, so do your research;

2) You do not have to pay to get into the “mystery shopper” business;

3) NEVER deposit a check from someone you do not know;

4) NEVER give personal financial information online.

Click here to learn more


Sawyer Savings Bank is pleased to introduce CardValet®, a mobile card management application that helps reduce account fraud by allowing cardholders to monitor accounts with their smartphone and control how, when and where their debit card is used.

CardValet is free, no obligation service that is available in the Apple® App Store or Google® Play. Once CardValet is set up, cardholders have the ability to “turn off” their card when not in use, establish transaction spending limits and decline a transaction when the amount exceeds a predefined threshold.

Real-time smartphone alerts can be customized based on the types of information each cardholder would like to receive. For example, a cardholder can set up an alert to be notified when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but has been declined based on the parameters established.

CardValet offers cardholders the capability of linking additional accounts to better monitor dependent spending. So, by using the GPS system in their smart phone, geographic use restrictions can be established for college students along with restrictions on merchant type and spending limits.

CardValet is also ideal for small businesses. All transactions can be monitored or controlled for specific merchant categories, such as travel, restaurants or entertainment, and can be denied or reported for types of merchants deemed not business related.

For more information regarding this free service that is available to you through Sawyer Savings Bank please call 1-888-772-1871 and ask to speak to a customer service representative.


Join us once again as we welcome the jolliest elf around. On Friday, December, 16, 2016 between 3:30- 5:30 pm Santa will be in our Saugerties Branch. All children will receive a free photo and gift from Santa.

Santa Claus is coming to Sawyer Savings Bank Graphic


What is an EMV Chip Card?

EMV stands for Europay, MasterCard, and Visa- the developers of the microchip embedded in the card that stores and protects your card data. EMV Chip cards do everything your current magnetic strip cards do – but, more securely. The computer chip embedded in the card enables more secure processing by producing a one-time use code for each transaction.

Be on the lookout for updates on when you can expect to receive your new Sawyer Savings Bank EMV chip debit card.

2016 Stuff the Truck Event

Please bring non-perishable food items to replenish local food pantries that help our communities. All donations stay local.

Saugerties food collected will be donated to the Saugerties Food Pantry

Marlboro food collected will be donated to Lattingtown Baptist Church Food Pantry

Highland food collected will be donated to St. Augustine Food Pantry

Sawyer Supports Saugerties 4th of July Parade

Sawyer Saving Bank is once again proud to sponsor the Saugerties Fire Department’s 4th of July Parade.Accepting the donation is Chief Dave Mason and is pictured here along with Saugerties Branch Manager Jenn Gutheil-Denier.

4th of July photo of Accepting the donation is Chief Dave Mason and is pictured here along with Saugerties Branch Manager Jenn Gutheil-Denier

Sawyer Savings Bank Awards Scholarships in Saugerties

Congratulations to the Class of 2016! Pictured here are Sawyer Savings Bank Scholarship recipients from Saugerties High School: Meghan Hackett, Taylor Dederick, Sondra Rauschendorfer, and William Voerg. Good luck to them and all of the recent graduates. We wish you all the best in your future!

Scholarship Winners of 2016

Sawyer Saving Bank Awards Scholarships to Marlboro High School Graduates

Congratulations to Marlboro High School’s Class of 2016!

Pictured with Branch Manager Leanne Zehnacker are Sawyer Savings Bank Scholarship recipients;

Joshua Jennison, Abby Borchert, Jared DeCrosta, Mackenzie O’Neill

Good Luck to you and all of the recent graduates, we wish you much success in your future endeavors!

Students accepting their scholarships

Sawyer Savings to host FREE shred event

PROTECT YOUR IDENTITY! Dispose of your personal, confidential documents securely anytime during the month of May at one of your local Sawyer Savings Bank Branches.