Community Reinvestment Act Public File (CRA)

Sawyer Savings Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Interested parties can review the data provided and print hard copies of documents as needed.

Sawyer Savings Bank is able to provide this information as hard copies or in another form acceptable to the requestor; however, please note we may charge a reasonable fee to cover copying and mailing expenses. To request printed copies of documents, please contact the CRA Program Office at the address below or if there are any questions related to the CRA Public File, please contact the Compliance Risk Management Department at:

ATTN: Compliance Risk Management
Sawyer Savings Bank
85 Market Street
Saugerties, NY 12477

BRANCH & DEPOSIT INFORMATION

Branch hours and Locations (PDF) or visit our Locations and Hours page

Branch Office and LTD Ratios

Products and Services (PDF)

SSB Fee Schedule (PDF) or visit our Online Fee Schedule

 

HOME MORTGAGE DISCLOSURE ACT NOTICE

The HMDA data about our residential mortgage lending is available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this website.

 

MAP INFORMATION

Sawyer Savings Bank Assessment Area Map

 

PERFORMANCE EVALUATION

FDIC Public CRA Performance Evaluation 2020

 

PUBLIC COMMENTS

Comments 2021

Comments 2022