Current Lending Rates

Products, interest rates, and fees shown here are available to borrowers with an excellent credit history. The actual products, interest rates, and fees available to you will be based on your credit history and may be different than the rates displayed here. Click here for mortgage calculators.

Prequalify, model a home loan, or Apply NOW online or by contacting Patti Riozzi at email hidden; JavaScript is required or at 845-217-6070 (office-direct) or 845-750-4062 (mobile).

ProductTermRateAPRPointsMonthly Payment per $1,000.00
30-Year Fixed Rate Mortgage30 Years3.250%3.293%0$4.36
First Time Homebuyer Product30 Years4.500%4.546%0$5.07
Construction LoanCall us today for our current Construction Loan Rates
15-Year Fixed Rate Mortgage15 Years2.500%2.576%0$6.67

Rates effective July 30, 2021.

APR = Annual Percentage Rate. Your APR will vary based on your final loan amount and finance charges.

The interest rates, annual percentage rates (APRs), points, and/or rebates shown are subject to change without notice.

The monthly payment per $1,000.00 shown includes principal and interest. Taxes, property insurance, flood, and mortgage insurance (if applicable) are not included in the monthly payment amount. Your actual monthly payment amount may be higher. An escrow account may be required.

Qualifications and limitations apply for the above products and rates.