Tell us the home you want, and we’ll help you get it.
We provide a full range of mortgage products to assist you in owning the home of your dreams:
- Start the online mortgage process by applying for your Pre-Qualification Certificate. This can be done by visiting our Online Mortgage Center.
- Competitive rates
- Experienced, friendly customer representatives that will be with you through every step of the process
- Refinancing may be the solution for you. By doing so you may be able to
- Reduce your monthly payment
- Payoff your mortgage sooner by reducing your loan term
- Pay off or pay down on your credit cards or installment loans
- Make home improvements
- Competitive construction loan rates
- Pre-qualification – to help you determine how much you can afford before you commit to your Contractor
- Land Loans – you’ve found the property, but are not quite ready to build
- Bridge Loans – use the equity in your current home for a down payment or closing costs
- Curbside funding – no worries for you or your contractor
- Flexible draw schedule for loan advances
- Interest only payments on the money advanced as the work progresses
- Competitive rates
- Flexible terms
- Low closing cost options*
- Fixed or variable rate loans
- No annual fee
- Interest may be tax deductible
*The no cost option has a three-year recapture feature
**Consult your tax advisor
*Please be advised that you will be able to receive periodic statements under Part 419 on or shortly after August 14th .
Should you have any inquiries or direct complaints, contact us at Sawyer Savings Bank, P.O. Box 35, Saugerties, NY 12477 or at our toll free number 888-772-1871. Sawyers Savings Bank is registered with the Superintendent. Should you have other concerns or complaints, please contact New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov.